Kray Microfinance - Kampala, Uganda

Starting out manually in 2012, Kray revolutionized its service offering in 2018 to enable easy, fast, convenient and reliable access to credit by digitizing its credit process by way of mobile application and USSD, where both smartphone and feature phone owners are served expeditiously without moving an inch from their business and or other premises.

Kray is a tier 4 digital non-deposit taking microfinance institution with its head offices in Kyaliwajjala and City Branch right in the middle of Kampala,

Since inception in 2012, Kray has existed to offer loans to micro, small and medium entrepreneurs. Our solution is accessible on google play store and on USSD code *217*332# and is up and running 24/7. We ensure 99.9 uptime on our servers to ensure timely and efficient delivery of our service.